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Mortgage 101

First Time Home Buyer? Existing Mortgagor Re-Financing? Seller?

Securing a mortgage is often the most stressful time for home buyers. After all, securing financing can be one of the most critical factors in achieving your goal of purchasing your dream home.

Not to worry, your Real Estate Sales Representative is not only trained in the the sale or purchase of your home, your REALTORs expertise also includes various different aspects involved with the Buying and Selling Real Estate such as Mortgages.

Your REALTOR is trained to provide you with the following information to ensure your transaction is as smooth as can be

  • Calculating Affordability
  • Calculating Mortgage Payments
  • Consolidated Debt
  • Obtaining Home Equity Line of Credit
  • Using the Equity in your home to get the most of it

Furthermore, Faiz Ali is always able to arrange a private consultation with our In-House Mortgage Brokers and Independent Mortgage Brokers to ensure his clients are always taken care of and worry-free.

Helpul Tip: Your Bank may be able to provide you with a good mortgage rate however is limited to the products of one specific financial institution. A mortgage broker is not limited and is able to shop around to obtain preferred rates for you moreover, can ‘buy-down’ the rate for you to ensure you get the best possible solution. Most mortgage brokers are available at your service at no cost to you, the Financial Institution is the one who pays for their services. Contact your REALTOR to get in touch with a recommended Mortgage Professional.